A couple of years ago, I found myself in lots of debt. I was young, dumb, and had access to credit cards ( Seriously, who let these teenagers have access to that kind of money? ). This, in combination with leaving a bad relationship at the time, caused me to have over $3,000 in credit card debt. This scared me pretty bad. I knew I had to do something to kick my butt into gear. I ended up buying a small notebook to track all of the things I was spending my money on, and ended up cutting 8 crucial things out of my budget. Iced coffee This one I am extremely guilty of, even to this day. However, it is certainly one of the easier habits to kick when saving money, hence why it’s a cliche to see on these lists. Especially when you do the math — my daily coffee is about $5 ( I love you, Dunkin’ ). Now this is fine every once in a while. In fact, I allowed myself to get one every two weeks. But if I got one everyday, that would add up to $35/a week. That’s $1,560 a year! An...